Situational Resources

The MCUL Benefits Trust offers a plethora of great benefits to the credit union staff and family members that we cover. We’ve put together this guide to give you a good overview.

To help you better navigate your insurance benefits, we’ve also developed a series of one-page documents that we’re calling “Resource Roadmaps.” They address many of the common questions and situations that our covered members face. If one pertains to you (or piques your curiosity), give them a read. They’re short, informative, and can help smooth your way.

Want to Learn More?
Mara Rayner Director of Human Resource Benefits

800-745-5546, ext 139

Direct: 406-324-7455

Transparency in Coverage

Federal legislation requires groups like ours to provide access to machine-readable files that include detailed pricing information for facilities and providers as well as detailing negotiated rates, historical payments, and prescription costs. This data is intended to provide opportunities for detailed research studies and data analysis plus giving third-party developers and innovators the ability to create solutions to help drive additional price comparison and consumerism in the healthcare market.

Our claims administrator, EBMS alongside our PPO network, First Choice Health Network, is working to provide this information. The link directly below shares these details.

In & Out of Network Rates (updated monthly)

click here to access

Direct Contract Billings Clinic Provider Listing

click here to download