Medical Plan Documents

The Health Benefits Trust offers six different health plans along with a dental and vision plan. If you’re not certain which plan you’re covered under, check with your credit union.

See below links for the 2023  Summaries of Benefits and Coverage and the Plan Documents for each of our plans. If you have any questions, email Mara Rayner or call her at 406-324-7455.

• CU Diamond  Summary /Plan Document
• CU Sapphire  Summary/Plan Document
• CU Ruby  Summary /Plan Document
• CU Emerald  Summary/Plan Document
• CU Agate  Summary/Plan Document
• CU Garnet  Summary/Plan Document
• CU Dental Plan Document
• CU Vision Plan Document
• COVID Amendments — auto terminate at the conclusion of Outbreak Period 

If you want to know what’s changed in the plan documents this year, here’s an overview of the 2023 Plan Changes.

There are several disclosures required that need to be provided to businesses and their employees. Please feel free to download the disclosures to share with your staff or refer them to this page.

• 2023 Open Enrollment Notice
• ACA Healthcare Marketplace Notice
• Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP)
• 2022 Medicare Part D Notice
• Coverage for Newborn and Women’s Preventative Services
• Notice of Privacy Practices for 2023
• 2021 Summary Annual Report

Our MetLife Elite Employee Benefits Package includes the following options: Dental, Vision, Accident, Critical Illness, Voluntary Life, Group Basic Life/AD&D, Group Short Term Disability, and Group Long Term Disability.

If you’re interested in further details, contact Mara Rayner (phone: 406-324-7455; email).

The Health Benefits Trust offers six different health plans along with a dental and vision plan. If you’re not certain which plan you’re covered under, check with your credit union. Click on the “Summary” link for the plan Summaries of Benefits and Coverage and the “Plan Document” link for the Plan Document.

If you have any questions, email Mara Rayner or call her at 406-324-7455.

• CU Diamond  Summary /Plan Document
• CU Sapphire  Summary/Plan Document
• CU Ruby  Summary /Plan Document
• CU Emerald  Summary/Plan Document
• CU Agate  Summary/Plan Document
• CU Garnet  Summary/Plan Document
• CU Dental Plan Document
• CU Vision Plan Document
• COVID Amendments- auto terminate at conclusion of Outbreak Period