UMACHA –  Upper Midwest Automated Clearinghouse Association

UMACHA serves as the regional ACH association for financial institutions, affiliates, and partner organizations across Montana, North and South Dakota, Minnesota, and Wisconsin. They are the primary resource for ACH forms, training, and information. They present a wide variety of education sessions, both in an in-person environment and via webinar and teleseminar format that focus on all aspects of electronic payments with special emphasis on ACH, image/check, wires, card, emerging payments. Their Compliance Services team assists credit unions with their annual ACH audit, assessing risks when it comes to originating and receiving ACH entries and RDC transactions, and ensures appropriate policies and procedures are in place to limit your risk.


  • Danyell Pozorski, Director of Association Services, call  763-549-7000 or email.
  • Rhonda Whittaker, Marketing Manager, call 763-549-7000 or email.