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Home > Credit Union Philosophy > We Serve a Social Purpose


For-profit banks are required by law to provide community service under the Community Reinvestment Act. Several times Congress has reviewed the Community Reinvestment Act to see if credit unions should be forced to comply. Each time they’ve reached the same conclusion – there’s no reason to regulate an industry to force them to do something that they’re already doing.

Credit unions can illustrate our social purpose as long as we stick to our cooperative principles.

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