Consumers

YOU Are the Credit Union Difference!
 We're not for profit. We're for you.

Chances are, you’ve probably noticed it: credit unions are just different. From our exceptional rates and low fees to the wealth of convenient services we provide, we’re unlike any other financial institution. That’s because of our unique not-for-profit structure.

• It lets us do things and offer things that no other financial institution can do or offer.
• It lets us focus on serving you, the member.
• In short, it lets us maintain a bottom line not of profits, but of people. At Montana's credit unions, the difference really is you.

YOU Own The Place.
Credit unions are owned by their members. It’s just part of our structure. That means you call the shots. It means you have a say in how a major part of your life – your finances – are run. So rather than having to answer to corporate stockholders, we answer to our members. Just let us know how you’d like the furniture arranged, because after all, you own the place.

We Were Built This Way.
From day one, our bottom line has always been you. It’s just how we were built. Credit unions are made up of people working together to achieve a better life for themselves and their community. They were organized to be not-for-profit cooperatives run by democratic principles – one member, one vote. It doesn’t matter whether you have an account with $20 or $20,000. Your vote counts the same as every other member. And with a philosophy like that, it’s really no wonder why people love their credit unions.

YOU Deserve the Best.
Montana's credit unions worked together to develop a one-stop resource center for consumer education. If you want to know more about things like reading your credit report, protecting your self against ID theft, and managing your money, check out our online Consumer Resource Center. It's got hundreds – really, HUNDREDS – of other financial education resources available. All for you, so you can learn more about being a smart consumer – for free.

Go On, Discover the Difference.
The difference is you. If you’re a member of a credit union, you’ve already discovered that. Way to go. If you’re not, take a moment and check into the unique benefits we offer. For more information on the credit union difference, or to find a credit union in your area, click on the link to the left of this page.